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Carrollton Chapter 13 Bankruptcy Attorneys

Chapter 13 is another bankruptcy option that stops creditor harassment, wage garnishment and other creditor collection tactics. It provides debt relief to struggling Americans who may not qualify for Chapter 7 bankruptcy. At Van Pelt & Dufour in Carrollton, Georgia, our experienced attorneys will explore all of the debt relief options that are available to you. We will guide you through the complicated bankruptcy process, choosing the best path for you.

Struggling with debt? Contact the experienced Carrollton Chapter 13 bankruptcy lawyers at Van Pelt & Dufour. Call 770-884-6854 or toll free at 888-326-3403.

Is Chapter 13 Bankruptcy Right for You?

Not everyone qualifies for Chapter 7 bankruptcy, and some people may not choose Chapter 7 bankruptcy because they want to protect certain assets. In these situations, Chapter 13 may be the right debt relief option. Chapter 13 allows individuals and families who have high incomes or high asset values create a three- to five-year debt repayment plan while letting them maintain possession of the majority of their large assets. At the end of the payment plan, any remaining debts will be discharged.

As with Chapter 7, some debts cannot be discharged, such as spousal and child support obligations, taxes, student loans and a few other types of debt.

You will recover from bankruptcy. Once you file bankruptcy, you can start rebuilding your credit immediately. You may have higher interest rates, but you will be able to get a loan again. Let us advise you on strategies to rebuild your credit score quickly.

Contact Our Smyrna Debt Repayment Plan Lawyers

Contact Van Pelt & Dufour located in Carrollton, Georgia, today and see if Chapter 13 reorganization is the debt relief solution for you. Call 770-884-6854 or toll free at 888-326-3403, or send us an e-mail to schedule your free initial consultation.